Terms of Service
Welcome to Vegas Debt Fix, a dba of Cheyenne Strategies LLC. By accessing or using our website, services, forms, or communications, you agree to be bound by the following Terms of Service (“Terms”).
Please read them carefully.
1. Services Provided
Vegas Debt Fix, operating as a dba of Cheyenne Strategies LLC, provides document preparation services for individuals filing for Chapter 7 bankruptcy, as permitted under 11 U.S.C. § 110. We prepare bankruptcy forms based solely on the information you provide through our website. We are not attorneys, do not provide legal advice, and cannot represent you in court. If you need legal advice or representation, consult a licensed bankruptcy attorney. You are responsible for confirming your eligibility for Chapter 7 bankruptcy.
2. No Attorney-Client Relationship
Your use of Vegas Debt Fix’s services, including any written or oral communications, does not create an attorney-client relationship. No communication from Vegas Debt Fix should be interpreted as legal advice. For legal advice or representation, consult a licensed bankruptcy attorney.
3. Eligibility
To use our services, you must be at least 18 years old and have the legal capacity to enter into a binding agreement. You represent that you are not under guardianship or otherwise legally incapacitated. You are responsible for determining your eligibility for Chapter 7 bankruptcy.
4. User Responsibilities
You agree to provide accurate, complete, and truthful information for the preparation of your bankruptcy documents. You are solely responsible for the content you submit, the accuracy of your documents, and for filing them with the appropriate court by applicable deadlines. Providing false or incomplete information may result in court sanctions, dismissal of your bankruptcy case, or other legal consequences.
5. Refund Policy
Our $299 fee is flat and non-refundable, with two exceptions. First, if we do not deliver your completed documents, we will refund our fee, less the payment processing fee (Stripe charges about 2.9% plus $0.30, roughly $9 on a $299 payment). Second, our guarantee: if we make an error in the documents we prepare, we will refund our fee, less the payment processing fee (Stripe charges about 2.9% plus $0.30, roughly $9 on a $299 payment). We do not file anything for you, so court filing fees and any other third-party fees are yours to pay, and we never refund or cover them. This policy is disclosed to you prior to payment. By proceeding with payment, you acknowledge and agree to this refund policy.
6. Privacy
Please review our Privacy Policy to understand how we collect, use, and protect your personal information. We use industry-standard encryption and security measures to safeguard your data in compliance with Nevada law. The Privacy Policy is incorporated into these Terms by reference.
7. Payment
All payments must be made through our secure online payment system, which complies with Nevada and federal laws for payment security. We do not accept cash or check payments. You agree not to initiate chargebacks for services rendered unless required by law. Any additional fees, such as credit card processing fees, will be disclosed prior to payment.
8. No Guarantees
Vegas Debt Fix does not guarantee any outcome, including the discharge of debts, court acceptance of documents, or your eligibility for Chapter 7 bankruptcy. Bankruptcy outcomes depend on court decisions and the accuracy of information you provide. By using our services, you acknowledge the risks associated with bankruptcy filings.
9. Termination of Service
We reserve the right to refuse or terminate access to our services or website at our discretion, with or without notice, for reasons including, but not limited to, fraud, abuse, or suspected illegal activity. Termination does not entitle you to a refund, as per our Refund Policy, except as stated in Section 5.
10. Limitation of Liability
To the fullest extent permitted by law, Vegas Debt Fix and Cheyenne Strategies LLC shall not be liable for any losses, damages, or claims arising from your use of our website or services, including but not limited to missed deadlines, data loss, or court rejections. Our liability, if any, is limited to the amount you paid for our services. This limitation does not apply to liability arising from our gross negligence or willful misconduct or as required by federal law, including 11 U.S.C. § 110.
11. Governing Law
These Terms are governed by the laws of the State of Nevada, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Clark County, Nevada, for any disputes arising from these Terms or our services. You waive any objection to this venue as inconvenient.
12. Changes to These Terms
We may update these Terms at any time by posting the revised Terms on our website. We will notify users of material changes via email or website posting. Continued use of our services after changes are posted constitutes acceptance of the new Terms. Services purchased prior to changes will be governed by the Terms in effect at the time of purchase.
13. User Acknowledgment
By using our services, you acknowledge that you have read, understood, and agree to these Terms, including the limitations on our services, the refund policy in Section 5, and the absence of guarantees. You confirm that you have had the opportunity to consult a licensed attorney before proceeding.
14. Indemnification
You agree to indemnify and hold harmless Vegas Debt Fix, Cheyenne Strategies LLC, and its affiliates, employees, and agents from any claims, damages, or losses arising from your use of our services, including but not limited to inaccurate information you provide or your failure to file documents correctly.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
16. Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and Vegas Debt Fix regarding our services and supersede any prior agreements or understandings.